DCA Average Calculator

What is dollar-cost averaging?

Instead of buying all at once, DCA spreads your entries across several prices. Your average entry is the money you spent divided by the coins you bought.

• Money in = each price multiplied by its quantity, added together.
• Coins held = every quantity summed.
• Average price = money in ÷ coins held.

DCA smooths out volatility and removes the pressure of timing a perfect entry — handy when scaling into a signal across a zone.

A worked example

Imagine three buys: 0.1 coin at $60,000, 0.1 at $58,000 and 0.2 at $55,000. You spend $6,000, then $5,800, then $11,000, which is $22,800 in all for 0.4 coins. Divide that spend by the coins and your average entry lands at $57,000.

Because you bought more at the lower level, the mean sits below the simple midpoint. That is the quiet strength of spreading orders across a range: cheaper units pull your break-even down without any guesswork about the exact bottom.

For the plain idea behind spreading purchases over time, the regulator's note on what investment risk means gives useful background.

Reach for it whenever a call hands you a buy zone rather than one price. Log each fill as it happens, and the running mean tells you exactly where you stand. That clarity keeps you from panic-adding near the top or freezing when the market dips into your range.

One caveat worth remembering: buying lower only helps if the asset eventually recovers. Adding to a position that keeps sliding simply deepens the loss, so pair this method with a firm plan for when to stop and step aside.